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A Roth IRA is a special retirement account where you pay taxes on money going into your account and then all future withdrawals are tax free. Women Knee High Boots Pointed Toe Block Heels Riding Strappy Retro Zipper shoes

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Roth IRAs are best when you think your taxes will be higher in retirement than they are right now. They can be especially good for young savers or in years when you don't have much other income. Women Knee High Buckled Horse Motorcycle Riding Military Black Boots

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You can't contribute to a Roth IRA if you make too much money. For singles, this starts at $118,000. For married couples, it is $184,000. Women Lace Flat Sandals Lace Up Ladies Round Toe Slingbacks Comfy Causal shoes

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Almost all brokerage firms will offer a Roth IRA. You should consider a brokerage like Fidelity or E*Trade that offer low-cost funds. "Lifecycle" funds that automatically rebalance and adjust over time are especially good for Roth IRAs. Women Lace Up Slim High Heels Gladiator Open Toe Ankle Boots Lady Sandals shoes

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